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In her past life, Chloe was murdered for her fortune by her greedy husband, Liam, and her scheming best friend, Mia, dying a wretched death in the snow. Upon waking, she found herself reborn on the very day her $50 million trust fund was set to unlock! She orchestrated a series of traps, baiting the pair into stealing a fake "Black Card" that had a daily spending limit of only $100. While the scoundrel and the vixen were splurging wildly at an exclusive underworld club—smashing priceless antiques and confidently swiping the card amidst a countdown from the crowd—the POS machine flashed a glaring red light: *Transaction Failed!* Instantly saddled with a $5 million debt to the underworld, they were forced to sign predatory loan contracts and agree to leave with absolutely nothing. Desperate to turn the tables, the villains conspired with "Uncle Victor"—who sought to seize the multi-billion dollar conglomerate—and even attempted to force a takeover using a "fake pregnancy" scheme. With the backing of Ethan—a powerful underworld boss and elite lawyer—Chloe livestreamed evidence of their affair to the world, had the scoundrel’s right hand crippled at a casino, and—at a high-society gala—slammed down his medical report confirming azoospermia, delivering a "nuclear-level" knockout blow that destroyed them both physically and psychologically.